Shadhin is a P2P Lending marketplace for people with idle cash in their accounts and people with financial needs. Shadhin Fintech connects the credit-worthy investee seeking loans with investors looking to gain higher returns on their investments.
Investment return depends on the quality of investee by evaluating the investment risk and thedemand of ongoing investors in the Shadhin marketplace.
We require a short time to analyze the application. On average, investees receive their funds within a week of accepting the application.
We will deposit the amount on your personal bank account.
Your credit score are generated instantly based on the information you provide.
Repayments are equated monthly installments calculated using the reducing balance method. Your installment per month will remain the same throughout the tenure of your loan. The first installment may be different depending on the date of disbursal.
An Investee should meet the following conditions:
(i) A resident of Bangladesh & have a verified national id.
(ii) Should be above 21 years and below 60 years.
(iii) Should have a valid bank account.
(iv) Income should be higher than 30,000 per month.
We use a highly-developed, technology-driven process of verification criteria using the personal and financial information and documents provided by the investee. We check identity, credit history and risk-assessed by our experienced team. The intention, stability and ability of investee is evaluated and understood.