FAQ

FAQ 2019-04-15T08:18:16+00:00
How does Shadhin Fintech work? 2019-05-27T08:46:24+00:00

Shadhin is a P2P funding marketplace for people with little cash in their accounts and people with financial needs. Shadhin connects the credit-worthy investee seeking funds with investors looking to gain higher returns on their investments.

What return rate can I expect to pay? 2019-05-05T10:52:48+00:00

The return rate depends on the funding that’s needed and by evaluating the risk and the due diligence.

How quickly can I receive my funding? 2019-05-05T06:45:17+00:00

We require a short time to analyze the application. On average, investees receive their funds within a week of accepting the application.

How do I receive my funding? 2019-05-05T06:46:47+00:00

We will deposit the amount on your personal bank account.

How is the Shadhin credit score calculated? 2019-05-27T08:47:16+00:00

Your credit score is generated based on the information you provided.

How are repayments calculated? 2019-05-05T10:46:53+00:00

Repayments are equated monthly installments calculated using the reducing balance method. Your installment per month will remain the same throughout the tenure of your funding.

What are the eligibility criteria for the investee? 2019-05-05T10:48:27+00:00

Every investee should meet the following conditions:

  • Being a resident of Bangladesh and have a verified national ID.

  • Should be at least 18 years or older.

  • Should have a valid bank account.

What are the parameters Shadhin uses to verify your profile and to check credit-worthiness? 2019-05-27T08:54:55+00:00

We are using a highly-developed, technology-driven process to verify the personal and financial information and documents provided by the investee. Our experienced team checks the identity and the credit history of the investee to analyze the due diligence. In the end we will evaluate and understand the intention, the stability and the ability situation of the investee.

Are there any hidden charges? 2019-05-05T07:03:23+00:00

No, there are no hidden charges. We’ve developed a very simple, convenient and transparent system, where every single thing is clear to our valuable customers.