FAQ

FAQ 2019-04-15T08:18:16+00:00
How does Shadhin Fintech work? 2019-04-16T08:56:06+00:00

Shadhin is a P2P Lending marketplace for people with idle cash in their accounts and people with financial needs. Shadhin Fintech connects the credit-worthy investee seeking loans with investors looking to gain higher returns on their investments.

What investment returns can I expect to pay? 2019-04-16T09:03:25+00:00

Investment return depends on the quality of investee by evaluating the investment risk and thedemand of ongoing investors in the Shadhin marketplace.

How quickly I get my money? 2019-04-16T09:04:03+00:00

We require a short time to analyze the application. On average, investees receive their funds within a week of accepting the application.

How does money my arrive? 2019-04-16T09:06:00+00:00

We will deposit the amount on your personal bank account.

How does the Shadhin credit score are calculated? 2019-04-16T09:06:26+00:00

Your credit score are generated instantly based on the information you provide.

How are repayments calculated? 2019-04-16T09:07:32+00:00

Repayments are equated monthly installments calculated using the reducing balance method. Your installment per month will remain the same throughout the tenure of your loan. The first installment may be different depending on the date of disbursal.

What is the eligibility criteria for the investee? 2019-04-16T09:08:36+00:00

An Investee should meet the following conditions:
(i) A resident of Bangladesh & have a verified national id.
(ii) Should be above 21 years and below 60 years.
(iii) Should have a valid bank account.
(iv) Income should be higher than 30,000 per month.

What are the parameters Shadhin does verify profile and check credit-worthiness? 2019-04-16T09:10:55+00:00

We use a highly-developed, technology-driven process of verification criteria using the personal and financial information and documents provided by the investee. We check identity, credit history and risk-assessed by our experienced team. The intention, stability and ability of investee is evaluated and understood.

Are there any hidden charges? 2019-04-16T09:12:53+00:00

No, there is no hidden charges. We develop a very simple, convenient & transparent system where every single thing is clear to our valuable customers.