• Payment Gateway Fees:
    • Flat Fees charged to the Investee when returning funds (making monthly payments) to the Investor
    • Generally, 2.5% of the Total Amount of the Transaction
    • Charged against every payment made by Investee
    • This fee is completely charged by our Payment Gateway Provider: SSL Commerce
  • Shadhin App Fees (One time)
    • One-time fees charged by Shadhin App for all the services provided to the Investee
    • One Time Flat Fee: 3%
    • Charged before disbursing the funding to the Investee, i.e. the final amount received by Investee is the amount deducted from Funding Request
  • Shadhin Community Fee for Investors:
    • Flat Fee that is provided to the Investor as a return for being a part of the Shadhin Community and providing funding to potential Investee
    • Flat Fee: 2.5%
    • Investee pays the flat fee on the Total Funding Amount, through the term of the funding (e.g. if Funding is 20,000 for a 2-month term, the flat fee would be 500 in Month 1 and 500 in Month 2)
  • Late / Recovery Fee:
    • If investee delays in paying his monthly funding amount by 30 days, he will be charged a late / recovery fee on the “Funding Amount” that was owed for that period for which he was late
    • The amount of late fee is 2% per month for the Funding amount
    • The late fee will continue to be incurred over the duration of the period it is late
    • The late fee will be charged only on the delayed principal amount of EMI.

*Shadhin has the right to change any fees and charges.